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Verokortti
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Tax card

You need to have a tax card (verokortti) if you receive a salary or other income in Finland. The tax card shows your tax percentage (veroprosentti). The employer will then know how much tax to withhold from your salary.

If you have just moved to Finland, you can receive a tax card from a tax office (verotoimisto). For the tax card, you need to estimate the amount of income you will receive during the whole year. You also need to have a Finnish personal identity code. You will receive a personal identity code when you register as a resident at the Local Register Office. You can also receive a personal identity code from a tax office. Read more on the Infopankki page Registering as a resident.

When you live permanently in Finland, the Tax Administration will send you a new tax card each year in January. The Tax Administration will calculate an appropriate tax percentage for you on the basis of how much you have earned in the previous year. Give the tax card to your employer. If you do not give the tax card to your employer, they will have to deduct 60% of your salary as taxes.

If your income decreases or increases during the year, order a new tax card. You can receive a new tax card:

  • from the online service of the Tax Administration
  • by calling 029 497 000 (the service is available in Finnish, Swedish and English)
  • from a tax office

When you apply for a new tax card, you need the following information:

  • an estimate of how much income you will receive during the whole year in question
  • the amount of income you have received since the start of the year
  • the amount of taxes that has been withheld from your income since the start of the year
  • information on deductions that you will include in the taxation for the year in question

If you pay too much in tax during the year, you will receive a tax refund the following year. If you pay too little tax, you will have to pay back tax.

linkkiFinnish Tax Administration:
New tax cardFinnish | Swedish | English

linkkiFinnish Tax Administration:
How is tax percentage calculated?Finnish | Swedish

linkkiFinnish Tax Administration:
Income tax cardFinnish | Swedish | English

If you have several employers

If you have several employers at the same time, you need a secondary tax card. If you have a main job, give the primary tax card to your primary employer. Usually, main employment is the job that generates the majority of your income. If you have other employers at the same time, give them a copy of the secondary tax card. You can take as many copies as you need.

If you have several employers, but no main job as such, give all of your employers a copy of the secondary tax card.

The tax card contains sections for main income and secondary income. If you work regularly for several employers, it is recommended to have a tax card with the same tax rate for main income and secondary income. If you rarely earn secondary income, you can use the secondary tax card that is part of the actual tax card and which contains a higher tax rate.

linkkiFinnish Tax Administration:
Tax card for several employersFinnish | Swedish | English

Tax number

You need to have a tax number (veronumero), if you work at a construction site in Finland. The tax number is used to check that all workers are registered with the Finnish Tax Administration. Your tax number must be listed on your name tag with your photo, which will be provided for you by your employer. You are not allowed to work on a construction site without this tag.

You will receive the tax number from the tax office at the same time that you collect a tax card.

If you already have a Finnish personal identity code and a tax card, you will find the tax number in your tax card.

linkkiFinnish Tax Administration:
Individual Tax NumbersFinnish | Swedish | English